Bicycle hire purchase ESTO

Bicycle hire purchase ESTO – don’t want to pay the full amount at once? Pay in instalments!

Pay for products or services with ESTO installment – the cheapest, most convenient and fastest installment link in Estonia! Add the products you need to your shopping cart, confirm your order and choose ESTO’s payment method. When paying, select the appropriate period, the monthly instalment amount and digitally sign in conveniently using your ID card, Smart-ID or Mobile-ID. ESTO instalments are the fastest and most convenient payment solution, helping you to set up a payment schedule based on the period of your choice. This payment solution makes the decision in real time and helps you make the purchase in less than 60 seconds. NOTE! Every instalment is a financial commitment. Before entering into a hire-purchase agreement, read the terms and conditions of the service and consult a professional if necessary. The ESTO hire-purchase provider is ESTO AS (reg. code 14180709). The standard conditions for ESTO hire-purchase are as follows:
  • Interest rates from 0% to 14.90%
  • Contract fee starting from €0
  • Period up to 4 years
Electra bikes hire purchase can be applied for by all citizens of the Republic of Estonia aged 18-70. ESTO hire purchase can also be made quickly and conveniently for legal entities. There are risks and responsibilities associated with every financial decision, so please consider carefully the need to use loan products. For example, for a loan amount of € 2049 for 12 months at a fixed interest rate of 14% per annum and a contractual fee of € 14.90, the APR is 31.12%, the monthly payment is € 197.14 and the total amount to be repaid by the consumer is € 2365.68. The risk and risk assessment of the loan are therefore very high.